Terms and Conditions
These are the terms and conditions for www.financialfraudsternews.com and all associated websites.
1. These Terms:
Welcome to the www.financialfraudsternews.com website. These are the terms and conditions (Terms) which govern your use of
(1) the www.financialfraudsternews.com website and any of the 'Financial Fraudster News' branded microsites, and
(2) any of the apps available for use on a Mobile Device (Site).
For the purpose of these Terms “Mobile Device” includes a Smartfone or other mobile or handheld device (such as a tablet) with an open operating system capable of exchanging data via 3G, 4G or wirelessly over a computer network (for example Apple OS iPhones, iPads, Kindle, Kindle Fire, Android OS phones tablets and Symbian OS phones and tablet devices).
These Terms apply regardless of whatever user device you are using (including desktop, laptop or mobile web browser, digital television, mobile phones, automobile-based personal computers, handheld digital devices, and any other Mobile Device or technology whether now known or developed in the future).
You will be deemed to have agreed to be bound by these Terms when you use, access or browse the Site, register your details with us or subscribe for email or online services or send us an email.
For the purposes of these Terms: "Content" includes all or part of any text, graphics, layout, logos, images, audio material, films or other moving images, product details and/or software published or otherwise available on the Site from time to time (including, anything made available for download); “including” and its derivations mean “including, without limitation”; "material" includes all or part of any text, graphics, layout, logos, images, audio material, films or other moving images; and "Trade Marks" means the trade marks, logos and service marks (whether or not registered) displayed on the Site.
2. Changes to these Terms
We may change these Terms from time to time. Please check these Terms regularly as any changes are effective immediately upon posting to the Site. Your continued use of the Site after posting will be deemed acceptance of the changes.
3. About us and our business
The Site is operated by or on behalf of Financial Fraudster News Media Group Limited and its associated companies; Paine Crow and Associates
("we" or "our"). We are a company registered in Cayman Islands with the company registration number 451593. Our registered office address is Fort Street, Jack & Jill Building, George Town KY1-1106 Cayman Islands and our VAT number is 321949105. You can contact us by telephone on the Financial Fraudster News General Switchboard at +44 20 3144 9802.
4. Registration
Access to our email services and to some areas of the Site is restricted to users who have registered their details with us. You must not use a false name or email or provide any false information nor impersonate another person when registering for use of the Site and our email services. If you have a password for registration, you shall not share or disclose it to any third party, nor allow any third party to use your password to gain access to the areas and services for registered users. We may refuse or remove or suspend your registration at any time.
5. Intellectual Property
We are the owner or the licensee of all intellectual property rights in the Site the Content and the Trade Marks. Subject to these Terms, we grant you a limited, temporary, revocable, and non-exclusive licence to access, browse and use the Site (including the Content and Trade Marks) in accordance with paragraph 6 below.
6. Access and use of the Site
You may use the Site for personal non-commercial use only. You may only download and print extracts of the Content for your own personal non-commercial use.
You may not:
(1) download or print any Content or extracts in a systematic or regular manner or otherwise so as to create a database in electronic or paper form comprising all or part of the Content from the Site; nor
(2) reproduce, republish, modify, archive, distribute, store, archive or commercially exploit the Content without our prior written consent; nor
(3) modify or adapt or create derivative works of the Content; nor
(4) utilise links to this website received as part of a paid-for media monitoring service; nor
(5) systematically forward links to this website within a business or outside a business for business purposes; nor
(6) copy or extract data from this website by means of robots, spiders, crawlers or other automatic devices or by any manual process used to systematically extract or copy web content.
Any such use of this website or the content is prohibited without an appropriate licence. Please contact NLA Media Access (www.nlamediaaccess.com) or us at This email address is being protected from spambots. You need JavaScript enabled to view it..
If you wish to syndicate or licence any Content from this website, please email us at This email address is being protected from spambots. You need JavaScript enabled to view it., or contact us by telephone on +44 20 3144 9802.
At all times when you are accessing, browsing or using or registering for use of the Site, you must do so lawfully and legitimately and without infringing or restricting anyone else’s rights or use and enjoyment of the Site. In particular, you must not use the Site in a manner or upload any material or link to any material which is false, fraudulent, inaccurate or misleading, obscene, offensive, defamatory, abusive or in breach of any third-party rights (including intellectual property right).
At any time without notice and in our absolute discretion, we may permanently or temporarily terminate, suspend or deny your access to the Site. At any time without notice and in our absolute discretion, we may remove or edit any Content on the Site. To the fullest extent permitted by law, in both cases none of FFNG, its directors, employees or other representatives have any liability to you whatsoever for any loss or damage arising from such removal or editing or any restriction or hindrance to your use of the Site, email services or password.
7. Submission of Materials
If you submit materials to us, you agree:
(1) to grant us a royalty free, worldwide, perpetual license to use, copy, distribute, publish, republish, store, archive, syndicate, sub-license, transmit, adapt, edit, create derivative works from, perform, exercise publicity and copyright rights in relation to such material (including any ideas, concepts or formats) in any manner and in any format and/or media;
(2) to any moral rights in the material submitted;
(3) that we may disclose your identity to any third party making any claim or assertion of any kind in relation to your material; and
(4) that we may monitor your use of the Site and any communications made via the
Site.
In submitting material to us, you warrant that any material you submit:
(5) is your own original work and that you own the copyright and any other relevant rights;
(6) is not obscene, threatening, menacing, offensive, defamatory, abusive, in breach of confidence, in breach of any intellectual property right (including, without limitation, copyright) or otherwise in breach of or violates any applicable law or regulation or code, and you shall indemnify us and keep us fully indemnified against any third-party liabilities, claims, costs, loss or damage we incur as a result of publishing material you submit to us, including consequential losses.
We may choose to publish or not publish any material you submit to us and exercise our rights in relation to that material in our absolute discretion.
We accept no liability for any content submitted by you or other users and third parties. We do not vet or pre-screen any material that you or other users and third parties have submitted to the Site, however we reserve the right to remove, at any time and without reason or prior notice or any liability any material submitted by you or other users and third parties.
8. Data Protection and Privacy
Full details of the way in which we use cookies on the Site and how we hold and process information from which we can identify you or any third party are set out in our Privacy and Cookie Policy.
9. E-commerce
Most of the online sales and other e-commerce services available via the Site are provided either by us as an agent for third party suppliers or directly by third parties via websites that are framed on the Site. For some goods and services, however, we act as principal meaning that the resulting legal contract for the goods or services in question will be made directly between you and us. Where we act as principal, specific terms and conditions will apply to any resulting online sales and these will be drawn to your attention before the sale is complete. Where we act as agent for third party suppliers or where we frame third party websites, the following applies:
(1) the contract for the goods or services in question will be made directly between you and the relevant supplier. In most cases this will mean that there will be separate terms and conditions governing the contract as each supplier will have its own terms and conditions relating to the supply of those goods or services. Please make sure that you have read the relevant supplier's terms and conditions before completing your transaction. You can obtain a copy of the relevant supplier's terms and conditions by contacting the supplier directly; and
(2) we have no contractual liability to you in respect of the goods or services provided by the third-party supplier. We may, however, still be liable to you if we have been negligent, if we have misrepresented important information or if we have been in breach of any other relevant law.
10. Third party links
The Site contains hypertext links to third party websites. We are not responsible for, nor do we endorse in any way such third-party websites or their content. If you decide to access any of the third-party websites linked to the Site, you do so entirely at your own risk.
11. Advertising and Sponsorship
Parts of the Site contain advertising and sponsorship.
Advertisers and sponsors are solely responsible for ensuring that material submitted for inclusion on the Site complies with all legal and regulatory requirements and does not contain any material which is objectionable including, without limit, information which is defamatory, obscene, threatening or untrue. We are not responsible for any such material or any error or inaccuracy contained in such material and any issues which you may have should be raised directly with the relevant advertiser or sponsor.
www.financialfraudsternews.com contains contextual affiliate links from which we may potential earn revenue. However, the content of our articles are never influenced by advertisers or an affiliate, nor are they written for the purpose of promoting a product.
12. Promotions, competitions and prize draws
From time to time we may run competitions, free prize draws and/or other promotions on the Site. Any such competitions, prize draws and/or other promotions will be subject to additional terms and conditions that will be made available to you at the relevant time.
13. Exclusions and limitations of liability
All information and/or data on the Site is provided on an "as is" basis. Save to the extent required by law, no representations, warranties or terms of any kind are made (or shall be implied by statute or otherwise) in respect of the Site or the Content, including, without limitation, warranties of satisfactory quality, conformity to contract, accuracy, adequacy, conformity to description or fitness for any particular purpose.
We are not authorised by the Financial Services Authority of England. The information and/or data on the Site is provided by us and our data providers for your general information only and use and is not intended for trading purposes or to address your particular financial or other requirements. In particular, the information and/or data on the Site:
(1) does not constitute any form of advice (financial, investment, tax, medical, legal or otherwise); and
(2) does not constitute any inducement, invitation or recommendation relating to any of the products listed or referred to; and
(3) is not intended to be relied upon by you in making (or refraining to make) any specific investment or other decisions; and
(4) has not been issued or approved by FFNG for the purposes of section 21 of the Financial Services and Markets Act 2000 (as amended from time to time).
APPROPRIATE EXPERT INDEPENDENT ADVICE SHOULD BE OBTAINED BEFORE MAKING ANY INVESTMENT OR OTHER DECISIONS.
Neither FFNG nor any of its data providers or affiliates gives any warranty or guarantee relating to availability of the Site or that the Site and/or our operation of it, the Content or the server that makes the Site available are error or virus free or free of other harmful components or that your use of the Site and/or the Content will be uninterrupted.
You agree that FFNG, its directors, employees, agents or other representatives, data providers or affiliates will not be responsible or liable (whether in contract, tort or otherwise), under any circumstances for any amount or kind of loss or damage (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any anticipated loss of profit, loss of profit, loss of opportunity, loss of data, costs and fines and/or any special or incidental damages of any kind) that may result to you or a third party arising from or connected in any way to:
(1) interruption of business; or
(2) access or other delays, terminations, suspensions, denials or access interruptions to the Site; or
(3) data non-delivery, data misdelivery, data corruption, destruction of data or other modification of data; or
(4) third party website links on the Site; or
(5) reliance on the information contained on the Site; or
(6) computer viruses, system failures or malfunctions which may occur in connection with your use of the Site; or
(7) any inaccuracies, omissions or misleading, false or deceptive statement in
The Content; or
(8) events beyond our reasonable control.
Notwithstanding any provision of these Terms, FFNG does not exclude or limit its liability for:
(1) death or personal injury caused by its negligence or that of any of its officers, employees or agents; or
(2) fraudulent misrepresentation; or
(3) any liability which it is not lawful to exclude either now or in the future.
14. Indemnity
You will indemnify and will keep indemnified FFNG and its data providers and affiliates on demand against all claims, costs, proceedings, demands, losses, damages, expenses (including legal expenses) or liability whatsoever arising directly or indirectly as a result of:
(1) any breach of these Terms by you; or
(2) your fault, negligence or breach of statutory duty; or
(3) your use of software robots, spiders, crawlers, or similar data gathering and extraction tools, or any other action you take that imposes an unreasonable burden or load on our infrastructure (whether owned by, leased or licensed to us) or that of any of our Suppliers.
15. General
Any contractual or legal relationship between you and FFNG will be concluded in English.
All notices shall be given by e-mail to us at This email address is being protected from spambots. You need JavaScript enabled to view it. or, to you at either the e-mail or postal address you provide during the registration process (if any). Notice will be deemed received 24 hours after e-mail is sent or 3 days after the date of posting.
These Terms (together with any variations to them pursuant to section 2) form the entire agreement between the parties concerning your access to, browsing and/or use of the Site and supersede all prior agreements, arrangements, understandings and representations made between us (whether written or oral) concerning the Site.
The licence granted in section 5 above is personal to you and may not be assigned, transferred or sub-licensed (in whole or in part) without our prior written consent.
Nothing in these Terms is intended to or shall operate to create a partnership or joint venture of any kind between us or to authorise either of us to act as agent for the other, and neither of us shall have authority to act in the name or on behalf of or otherwise to bind the other in any way (including but not limited to the making of any representation or warranty, the assumption of any obligation or liability and the exercise of any right or power).
If the whole or any part of any provision of these Terms is or becomes invalid, void or unenforceable for any reason the same shall to the extent required be severed from these Terms and rendered ineffective so far as is possible without modifying the remaining provisions of these Terms and shall in no way affect the validity or enforceability of any other provisions.
No waiver by FFNG of any breach of these Terms shall constitute a waiver of any other prior or subsequent breach and FFNG shall not be affected by any delay, failure or omission to enforce or express forbearance granted in respect of any of
your obligations.
The rights and remedies of FFNG under these Terms are independent, cumulative and without prejudice to its rights under the law.
These Terms are not intended to create and shall not create any rights, entitlements, claims or benefits enforceable by any third party by virtue of the Contracts (Rights of Third Parties) Act 1999.
These Terms and/or your use of the Site shall be governed by and construed in accordance with English law and the English Courts shall have exclusive jurisdiction over any dispute which may arise.
MODERN SLAVERY STATEMENT
Introduction
This statement has been published pursuant to the Modern Slavery Act 2015. It sets out the steps taken by the Financial Fraudster News Media Group during 2018 aimed at ensuring that there is no slavery or human trafficking taking place our own business nor in our supply chains.
We are committed to preventing slavery and human trafficking in our corporate activities, and to ensuring that our supply chains are free from slavery and human trafficking.
Our business and supply chains
The Financial Fraudster News is a multi-platform media organisation employing a workforce with diverse skill sets. Its core business is publication in print and online of the following newspaper titles: The Daily Financial Fraudster News, The Sunday Financial Fraudster News and the website: www.financialfraudsternews.com and its main strategy is to make content available through traditional and new media formats, including print, web and digital content on computers and mobile devices.
Our company is domiciled in the United Kingdom and has a large global audience. We engage with a number of suppliers for our operations, including printing and distribution, building and office services, events services, media services, recruitment, technology, training.
Policies and Processes
The Company strives to maintain the highest standards of conduct and ethical behaviour from our employees and our suppliers. We have a wide range of policies relating to modern slavery which we have embedded in our Staff Handbook and our Supplier Business Code of Conduct. Our policies make it clear to our staff and our suppliers the actions and behaviour expected of them. Our employees and our suppliers are required to observe those policies and codes. Additionally, our whistleblowing policy encourages our employees, customers, business partners and suppliers, to report any concerns, including any circumstances that may give rise to an enhanced risk of slavery or human trafficking.
We undertake due diligence when engaging with new suppliers, especially where there is potential for modern slavery. We have written to all our existing suppliers to raise awareness of modern slavery and seek assurances from them that they provide safe working conditions where necessary, treat workers with dignity and respect, and act ethically and within the law in their use of labour.
We have evaluated the modern slavery and human trafficking risks for our suppliers and identified those where there is a higher potential for modern slavery. The areas of enhanced risk are monitored by our procurement and compliance teams.
Training and Awareness
The company requires professionals in our procurement, compliance and HR teams to complete training on modern slavery. As well as training staff, we will be raising awareness of modern slavery issues and reiterating to our staff our Supplier Business Code of Conduct.
This statement has been approved by the organisation’s Senior Management Group, who will review and update it annually.
Gui Peeters, Chief Operating Officer
